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The Tax Deductible Mortgage Plan (TDMP)

Free Tax Refunds

Did you know that American homeowners have Tax Deductible mortgages? This is not the case in Canada, but with good financial planning and the right mortgage structure, homeowners are now able to collect Refunds. The Tax Deductible Mortgage Plan (TDMP) is designed to generate Tax Refunds from mortgage payments.

By adopting CRA's Cash Damming guidelines and incorporating an extra mortgage payment from a variety of available sources, your tax benefits are guaranteed. This technique has become increasingly popular with the introduction of specific Line of Credit mortgage products from major lenders.

How it Works

TDMP is a financial strategy that converts regular (non-deductible) Mortgage Debt into a tax deductible Investment Line of Credit (ILOC) that generates Tax Refunds.

To initiate TDMP:

  • Review your FREE TDMP Benefits Report
  • Get Pre-approved by a Certified TDMP Mortgage Professional
  • Meet with a Certified Financial Planner
  • Structure Mortgage for Tax Benefits
  • File Tax Returns & Collect Your Refunds!

It's that simple! The only out of pocket expense is an appraisal on your home. The average first year incremental Tax Refund is $4,500.

There is NO additional cash required.

What's The Buzz?

Jonathan Chevreau, one of Canada's leading personal finance journalists reports:

"It may be nothing short of a revolution."

"..each dollar knocked off principal is pumped back into a loan to buy investments, the interest on which is tax deductible. Gradually, the mortgage falls to zero and the investment portfolio soars..."

Jonathan Chevreau
Financial Post, August 23 2006

Take the TDMP Test and Get Started Today!

 

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